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Borrowing in Sainte-Marie-Madeleine, Quebec

A guide to borrowing in Sainte-Marie-Madeleine, Quebec, with the 2021 Census population of 2,876 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 2,876
Land area 50.0 km²
Provincial regulator See the FCAC list

This page covers borrowing in Sainte-Marie-Madeleine, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Sainte-Marie-Madeleine

In the 2021 Census, Sainte-Marie-Madeleine had 2,876 residents. Its land area is 50.0 square kilometres.

Population divided by land area produces a density of 57.5 people per square kilometre.

Sainte-Marie-Madeleine ranks 291 by population among the Quebec places on this site.

Sainte-Marie-Madeleine sits at rank 291 among the 1150 Quebec places here, with 2,876 residents in the 2021 Census.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

For Sainte-Marie-Madeleine, the two census fields above are the only local statistics used anywhere on the page.

Sainte-Marie-Madeleine ranks 291 by 2021 Census population among the covered places in Quebec.

The land area recorded for Sainte-Marie-Madeleine is 50.0 square kilometres, and the population is 2,876 residents in the 2021 Census.

Sainte-Marie-Madeleine sits at rank 291 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Sainte-Marie-Madeleine with another community can use the same four census fields.

Sainte-Marie-Madeleine appears in the census record with 2,876 residents, and the density of 57.5 people per square kilometre follows from it.

The density figure for Sainte-Marie-Madeleine, 57.5 people per square kilometre, is calculated from the population and land area above.

At 2,876 residents in the 2021 Census, Sainte-Marie-Madeleine is listed alongside the other covered places in Quebec.

Sainte-Marie-Madeleine is one of 1150 covered Quebec places, counted at 2,876 residents with a land area of 50.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Sainte-Marie-Madeleine

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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