Borrowing in Sainte-Germaine-Boulé, Quebec

Sainte-Germaine-Boulé is one of the Quebec places covered here, with 941 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Sainte-Germaine-Boulé

The 2021 Census counted 941 residents in Sainte-Germaine-Boulé. 110.0 square kilometres of land are attributed to Sainte-Germaine-Boulé.

Dividing population by land area gives 8.6 residents per square kilometre, rounded to one decimal place.

Sainte-Germaine-Boulé ranks 687 by population among the Quebec places on this site.

Sainte-Germaine-Boulé sits at rank 687 among the 1150 Quebec places here, with 941 residents in the 2021 Census.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A mortgage is registered against the property, which is what gives the lender its claim. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The density figure for Sainte-Germaine-Boulé, 8.6 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Sainte-Germaine-Boulé is 110.0 square kilometres, and the population is 941 residents in the 2021 Census.

Sainte-Germaine-Boulé is one of 1150 covered Quebec places, counted at 941 residents with a land area of 110.0 square kilometres.

Sainte-Germaine-Boulé sits at rank 687 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Sainte-Germaine-Boulé ranks 687 by 2021 Census population among the covered places in Quebec.

Sainte-Germaine-Boulé appears in the census record with 941 residents, and the density of 8.6 people per square kilometre follows from it.

The Sainte-Germaine-Boulé page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Sainte-Germaine-Boulé could not be verified, the page names the publisher instead of printing a number.

Readers comparing Sainte-Germaine-Boulé with another community can use the same four census fields.

At 941 residents in the 2021 Census, Sainte-Germaine-Boulé is listed alongside the other covered places in Quebec.

For Sainte-Germaine-Boulé, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.