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Borrowing in Sainte-Famille-de-l'Île-d'Orléans, Quebec

How borrowing works in Sainte-Famille-de-l'Île-d'Orléans, Quebec, where the 2021 Census counted 850 residents.

Province Quebec (QC)
Population, 2021 Census 850
Land area 50.5 km²
Provincial regulator See the FCAC list

A loan taken out in Sainte-Famille-de-l'Île-d'Orléans is governed by Quebec's licensing rules, and the 2021 Census counted 850 people in the community.

The census figures for Sainte-Famille-de-l'Île-d'Orléans

Sainte-Famille-de-l'Île-d'Orléans recorded a population of 850 in Statistics Canada's 2021 Census of Population. Its land area is 50.5 square kilometres.

On those two figures, density is 16.8 residents per square kilometre when rounded to one decimal place.

The community is the 732nd largest place in the province within this census set.

Sainte-Famille-de-l'Île-d'Orléans therefore appears at rank 732 of 1150 covered Quebec places, with a density of 16.8 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Sainte-Famille-de-l'Île-d'Orléans is one of 1150 covered Quebec places, counted at 850 residents with a land area of 50.5 square kilometres.

Sainte-Famille-de-l'Île-d'Orléans sits at rank 732 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Sainte-Famille-de-l'Île-d'Orléans appears in the census record with 850 residents, and the density of 16.8 people per square kilometre follows from it.

Sainte-Famille-de-l'Île-d'Orléans ranks 732 by 2021 Census population among the covered places in Quebec.

Where a figure for Sainte-Famille-de-l'Île-d'Orléans could not be verified, the page names the publisher instead of printing a number.

At 850 residents in the 2021 Census, Sainte-Famille-de-l'Île-d'Orléans is listed alongside the other covered places in Quebec.

Nothing on the Sainte-Famille-de-l'Île-d'Orléans page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Sainte-Famille-de-l'Île-d'Orléans page follows the same structure as every other place page, with population, land area, density and rank.

For Sainte-Famille-de-l'Île-d'Orléans, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Sainte-Famille-de-l'Île-d'Orléans with another community can use the same four census fields.

The land area recorded for Sainte-Famille-de-l'Île-d'Orléans is 50.5 square kilometres, and the population is 850 residents in the 2021 Census.

The density figure for Sainte-Famille-de-l'Île-d'Orléans, 16.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Sainte-Famille-de-l'Île-d'Orléans

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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