Borrowing in Sainte-Clotilde-de-Horton, Quebec

A loan taken out in Sainte-Clotilde-de-Horton is governed by Quebec's licensing rules, and the 2021 Census counted 1,563 people in the community.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The census figures for Sainte-Clotilde-de-Horton

The 2021 Census counted 1,563 residents in Sainte-Clotilde-de-Horton. The census records a land area of 114.7 square kilometres for Sainte-Clotilde-de-Horton.

The arithmetic gives 13.6 people per square kilometre.

The 2021 Census population places it at rank 494 in the province.

Sainte-Clotilde-de-Horton is one of 1150 places listed for Quebec, ranked 494 by population and measured at 114.7 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Sainte-Clotilde-de-Horton is one of 1150 covered Quebec places, counted at 1,563 residents with a land area of 114.7 square kilometres.

For Sainte-Clotilde-de-Horton, the two census fields above are the only local statistics used anywhere on the page.

At 1,563 residents in the 2021 Census, Sainte-Clotilde-de-Horton is listed alongside the other covered places in Quebec.

The land area recorded for Sainte-Clotilde-de-Horton is 114.7 square kilometres, and the population is 1,563 residents in the 2021 Census.

Where a figure for Sainte-Clotilde-de-Horton could not be verified, the page names the publisher instead of printing a number.

Nothing on the Sainte-Clotilde-de-Horton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Sainte-Clotilde-de-Horton, 13.6 people per square kilometre, is calculated from the population and land area above.

Sainte-Clotilde-de-Horton ranks 494 by 2021 Census population among the covered places in Quebec.

Sainte-Clotilde-de-Horton sits at rank 494 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Sainte-Clotilde-de-Horton with another community can use the same four census fields.

Sainte-Clotilde-de-Horton appears in the census record with 1,563 residents, and the density of 13.6 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.