Borrowing in Sainte-Barbe, Quebec

A loan taken out in Sainte-Barbe is governed by Quebec's licensing rules, and the 2021 Census counted 1,609 people in the community.

The census figures for Sainte-Barbe

Sainte-Barbe recorded a population of 1,609 in Statistics Canada's 2021 Census of Population. The census records a land area of 40.1 square kilometres for Sainte-Barbe.

The calculated density is 40.1 people per square kilometre.

Among covered Quebec places, Sainte-Barbe sits at rank 483 by population.

Sainte-Barbe therefore appears at rank 483 of 1150 covered Quebec places, with a density of 40.1 people per square kilometre.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

Sainte-Barbe ranks 483 by 2021 Census population among the covered places in Quebec.

Readers comparing Sainte-Barbe with another community can use the same four census fields.

Sainte-Barbe appears in the census record with 1,609 residents, and the density of 40.1 people per square kilometre follows from it.

For Sainte-Barbe, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Sainte-Barbe could not be verified, the page names the publisher instead of printing a number.

The Sainte-Barbe page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Barbe sits at rank 483 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 1,609 residents in the 2021 Census, Sainte-Barbe is listed alongside the other covered places in Quebec.

Sainte-Barbe is one of 1150 covered Quebec places, counted at 1,609 residents with a land area of 40.1 square kilometres.

The land area recorded for Sainte-Barbe is 40.1 square kilometres, and the population is 1,609 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.