Borrowing in Sainte-Aurélie, Quebec

Sainte-Aurélie is one of the Quebec communities covered here, with a 2021 Census population of 856, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Sainte-Aurélie

Statistics Canada's 2021 Census gives Sainte-Aurélie a population of 856. Land area for Sainte-Aurélie is 78.2 square kilometres in the same census.

That gives a density of 10.9 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 728 within this data set.

The place record for Sainte-Aurélie covers 78.2 square kilometres and 856 residents, a density of 10.9 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

Sainte-Aurélie ranks 728 by 2021 Census population among the covered places in Quebec.

Readers comparing Sainte-Aurélie with another community can use the same four census fields.

The land area recorded for Sainte-Aurélie is 78.2 square kilometres, and the population is 856 residents in the 2021 Census.

Sainte-Aurélie sits at rank 728 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Sainte-Aurélie appears in the census record with 856 residents, and the density of 10.9 people per square kilometre follows from it.

At 856 residents in the 2021 Census, Sainte-Aurélie is listed alongside the other covered places in Quebec.

Nothing on the Sainte-Aurélie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Sainte-Aurélie could not be verified, the page names the publisher instead of printing a number.

The Sainte-Aurélie page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Aurélie is one of 1150 covered Quebec places, counted at 856 residents with a land area of 78.2 square kilometres.

The density figure for Sainte-Aurélie, 10.9 people per square kilometre, is calculated from the population and land area above.

For Sainte-Aurélie, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.