Borrowing in Sainte-Apolline-de-Patton, Quebec

This page covers borrowing in Sainte-Apolline-de-Patton, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Sainte-Apolline-de-Patton

Statistics Canada's 2021 Census gives Sainte-Apolline-de-Patton a population of 505. Its land area is 256.5 square kilometres.

That gives a density of 2.0 people per square kilometre, rounded to one decimal place.

By population it ranks 922 among the Quebec places covered here.

Within Quebec, Sainte-Apolline-de-Patton is place number 922 by population in this census set, at 505 residents.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Sainte-Apolline-de-Patton is one of 1150 covered Quebec places, counted at 505 residents with a land area of 256.5 square kilometres.

Where a figure for Sainte-Apolline-de-Patton could not be verified, the page names the publisher instead of printing a number.

Sainte-Apolline-de-Patton sits at rank 922 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 505 residents in the 2021 Census, Sainte-Apolline-de-Patton is listed alongside the other covered places in Quebec.

Nothing on the Sainte-Apolline-de-Patton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Sainte-Apolline-de-Patton is 256.5 square kilometres, and the population is 505 residents in the 2021 Census.

The Sainte-Apolline-de-Patton page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Apolline-de-Patton ranks 922 by 2021 Census population among the covered places in Quebec.

Readers comparing Sainte-Apolline-de-Patton with another community can use the same four census fields.

For Sainte-Apolline-de-Patton, the two census fields above are the only local statistics used anywhere on the page.

Sainte-Apolline-de-Patton appears in the census record with 505 residents, and the density of 2.0 people per square kilometre follows from it.

The density figure for Sainte-Apolline-de-Patton, 2.0 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.