Borrowing in Sainte-Adèle, Quebec

This page covers borrowing in Sainte-Adèle, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

The census figures for Sainte-Adèle

14,010 people were counted in Sainte-Adèle in the 2021 Census. Land area for Sainte-Adèle is 119.7 square kilometres in the same census.

That gives a density of 117.1 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 81 in the province.

The place record for Sainte-Adèle covers 119.7 square kilometres and 14,010 residents, a density of 117.1 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Joint applications combine two incomes and two sets of obligations in the same assessment. A credit file is compiled by private agencies from information lenders and other creditors report.

At 14,010 residents in the 2021 Census, Sainte-Adèle is listed alongside the other covered places in Quebec.

The density figure for Sainte-Adèle, 117.1 people per square kilometre, is calculated from the population and land area above.

For Sainte-Adèle, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Sainte-Adèle could not be verified, the page names the publisher instead of printing a number.

The Sainte-Adèle page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Adèle ranks 81 by 2021 Census population among the covered places in Quebec.

Sainte-Adèle sits at rank 81 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Sainte-Adèle is one of 1150 covered Quebec places, counted at 14,010 residents with a land area of 119.7 square kilometres.

Sainte-Adèle appears in the census record with 14,010 residents, and the density of 117.1 people per square kilometre follows from it.

The land area recorded for Sainte-Adèle is 119.7 square kilometres, and the population is 14,010 residents in the 2021 Census.

Nothing on the Sainte-Adèle page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Sainte-Adèle with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.