Borrowing in Saint-Zéphirin-de-Courval, Quebec

Saint-Zéphirin-de-Courval, Quebec, recorded a population of 707 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Zéphirin-de-Courval

Population for Saint-Zéphirin-de-Courval stands at 707 in the 2021 Census. The census records a land area of 71.9 square kilometres for Saint-Zéphirin-de-Courval.

That gives a density of 9.8 people per square kilometre, rounded to one decimal place.

By population it ranks 798 among the Quebec places covered here.

Within Quebec, Saint-Zéphirin-de-Courval is place number 798 by population in this census set, at 707 residents.

The land area recorded for Saint-Zéphirin-de-Courval is 71.9 square kilometres, and the population is 707 residents in the 2021 Census.

At 707 residents in the 2021 Census, Saint-Zéphirin-de-Courval is listed alongside the other covered places in Quebec.

The Saint-Zéphirin-de-Courval page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Zéphirin-de-Courval is one of 1150 covered Quebec places, counted at 707 residents with a land area of 71.9 square kilometres.

Saint-Zéphirin-de-Courval sits at rank 798 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Zéphirin-de-Courval ranks 798 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Zéphirin-de-Courval, 9.8 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Zéphirin-de-Courval with another community can use the same four census fields.

Nothing on the Saint-Zéphirin-de-Courval page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Zéphirin-de-Courval, the two census fields above are the only local statistics used anywhere on the page.

Saint-Zéphirin-de-Courval appears in the census record with 707 residents, and the density of 9.8 people per square kilometre follows from it.

Where a figure for Saint-Zéphirin-de-Courval could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.