Borrowing in Saint-Zacharie, Quebec

With 1,684 residents counted in the 2021 Census, Saint-Zacharie sits inside Quebec's provincial lending framework.

The census figures for Saint-Zacharie

The 2021 Census counted 1,684 residents in Saint-Zacharie. Statistics Canada lists 186.6 square kilometres of land for the community.

That gives a density of 9.0 people per square kilometre, rounded to one decimal place.

The community is the 469th largest place in the province within this census set.

Saint-Zacharie sits at rank 469 among the 1150 Quebec places here, with 1,684 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Saint-Zacharie sits at rank 469 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Zacharie page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Zacharie is one of 1150 covered Quebec places, counted at 1,684 residents with a land area of 186.6 square kilometres.

The land area recorded for Saint-Zacharie is 186.6 square kilometres, and the population is 1,684 residents in the 2021 Census.

The density figure for Saint-Zacharie, 9.0 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Zacharie could not be verified, the page names the publisher instead of printing a number.

For Saint-Zacharie, the two census fields above are the only local statistics used anywhere on the page.

Saint-Zacharie appears in the census record with 1,684 residents, and the density of 9.0 people per square kilometre follows from it.

At 1,684 residents in the 2021 Census, Saint-Zacharie is listed alongside the other covered places in Quebec.

Readers comparing Saint-Zacharie with another community can use the same four census fields.

Saint-Zacharie ranks 469 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Zacharie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.