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Borrowing in Saint-Wenceslas, Quebec

A guide to borrowing in Saint-Wenceslas, Quebec, with the 2021 Census population of 1,167 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 1,167
Land area 79.6 km²
Provincial regulator See the FCAC list

Saint-Wenceslas is one of the Quebec places covered here, with 1,167 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Saint-Wenceslas

Saint-Wenceslas recorded a population of 1,167 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 79.6 square kilometres of land for the community.

The calculated density is 14.7 people per square kilometre.

The 2021 Census population places it at rank 592 in the province.

Within Quebec, Saint-Wenceslas is place number 592 by population in this census set, at 1,167 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Joint applications combine two incomes and two sets of obligations in the same assessment.

Nothing on the Saint-Wenceslas page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Wenceslas, the two census fields above are the only local statistics used anywhere on the page.

Saint-Wenceslas appears in the census record with 1,167 residents, and the density of 14.7 people per square kilometre follows from it.

Readers comparing Saint-Wenceslas with another community can use the same four census fields.

The land area recorded for Saint-Wenceslas is 79.6 square kilometres, and the population is 1,167 residents in the 2021 Census.

At 1,167 residents in the 2021 Census, Saint-Wenceslas is listed alongside the other covered places in Quebec.

The density figure for Saint-Wenceslas, 14.7 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Wenceslas could not be verified, the page names the publisher instead of printing a number.

The Saint-Wenceslas page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Wenceslas ranks 592 by 2021 Census population among the covered places in Quebec.

Saint-Wenceslas is one of 1150 covered Quebec places, counted at 1,167 residents with a land area of 79.6 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Wenceslas

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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