Borrowing in Saint-Vallier, Quebec

Saint-Vallier, Quebec, recorded a population of 1,031 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint-Vallier

Statistics Canada's 2021 Census gives Saint-Vallier a population of 1,031. 44.9 square kilometres of land are attributed to Saint-Vallier.

On those two figures, density is 23.0 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 649 within this data set.

Saint-Vallier therefore appears at rank 649 of 1150 covered Quebec places, with a density of 23.0 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Saint-Vallier sits at rank 649 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Vallier page follows the same structure as every other place page, with population, land area, density and rank.

At 1,031 residents in the 2021 Census, Saint-Vallier is listed alongside the other covered places in Quebec.

The density figure for Saint-Vallier, 23.0 people per square kilometre, is calculated from the population and land area above.

Saint-Vallier ranks 649 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Vallier page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Vallier is 44.9 square kilometres, and the population is 1,031 residents in the 2021 Census.

Saint-Vallier is one of 1150 covered Quebec places, counted at 1,031 residents with a land area of 44.9 square kilometres.

Where a figure for Saint-Vallier could not be verified, the page names the publisher instead of printing a number.

For Saint-Vallier, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Vallier with another community can use the same four census fields.

Saint-Vallier appears in the census record with 1,031 residents, and the density of 23.0 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.