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Borrowing in Saint-Valentin, Quebec

A guide to borrowing in Saint-Valentin, Quebec, with the 2021 Census population of 418 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 418
Land area 39.3 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Valentin is governed by Quebec's licensing rules, and the 2021 Census counted 418 people in the community.

The census figures for Saint-Valentin

The 2021 Census counted 418 residents in Saint-Valentin. 39.3 square kilometres of land are attributed to Saint-Valentin.

The calculated density is 10.6 people per square kilometre.

Its provincial population rank is 979 within this data set.

Compared with the other 1150 covered Quebec places, Saint-Valentin ranks 979 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Joint applications combine two incomes and two sets of obligations in the same assessment.

The density figure for Saint-Valentin, 10.6 people per square kilometre, is calculated from the population and land area above.

At 418 residents in the 2021 Census, Saint-Valentin is listed alongside the other covered places in Quebec.

Saint-Valentin ranks 979 by 2021 Census population among the covered places in Quebec.

Saint-Valentin sits at rank 979 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Valentin page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Valentin appears in the census record with 418 residents, and the density of 10.6 people per square kilometre follows from it.

The land area recorded for Saint-Valentin is 39.3 square kilometres, and the population is 418 residents in the 2021 Census.

Where a figure for Saint-Valentin could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Valentin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Valentin, the two census fields above are the only local statistics used anywhere on the page.

Saint-Valentin is one of 1150 covered Quebec places, counted at 418 residents with a land area of 39.3 square kilometres.

Readers comparing Saint-Valentin with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Valentin

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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