Borrowing in Saint-Urbain-Premier, Quebec

Saint-Urbain-Premier, Quebec, recorded a population of 1,332 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The census figures for Saint-Urbain-Premier

In the 2021 Census, Saint-Urbain-Premier had 1,332 residents. Its land area is 53.3 square kilometres.

Dividing population by land area gives 25.0 residents per square kilometre, rounded to one decimal place.

Saint-Urbain-Premier ranks 550 by population among the Quebec places on this site.

Compared with the other 1150 covered Quebec places, Saint-Urbain-Premier ranks 550 by population.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Saint-Urbain-Premier is one of 1150 covered Quebec places, counted at 1,332 residents with a land area of 53.3 square kilometres.

For Saint-Urbain-Premier, the two census fields above are the only local statistics used anywhere on the page.

Saint-Urbain-Premier ranks 550 by 2021 Census population among the covered places in Quebec.

The Saint-Urbain-Premier page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Urbain-Premier appears in the census record with 1,332 residents, and the density of 25.0 people per square kilometre follows from it.

Readers comparing Saint-Urbain-Premier with another community can use the same four census fields.

The land area recorded for Saint-Urbain-Premier is 53.3 square kilometres, and the population is 1,332 residents in the 2021 Census.

The density figure for Saint-Urbain-Premier, 25.0 people per square kilometre, is calculated from the population and land area above.

Saint-Urbain-Premier sits at rank 550 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 1,332 residents in the 2021 Census, Saint-Urbain-Premier is listed alongside the other covered places in Quebec.

Nothing on the Saint-Urbain-Premier page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Urbain-Premier could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.