Borrowing in Saint-Ubalde, Quebec

With 1,456 residents counted in the 2021 Census, Saint-Ubalde sits inside Quebec's provincial lending framework.

The census figures for Saint-Ubalde

Statistics Canada's 2021 Census gives Saint-Ubalde a population of 1,456. The census records a land area of 140.7 square kilometres for Saint-Ubalde.

On those two figures, density is 10.3 residents per square kilometre when rounded to one decimal place.

The community is the 513th largest place in the province within this census set.

Saint-Ubalde sits at rank 513 among the 1150 Quebec places here, with 1,456 residents in the 2021 Census.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

For Saint-Ubalde, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Saint-Ubalde could not be verified, the page names the publisher instead of printing a number.

The Saint-Ubalde page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Ubalde with another community can use the same four census fields.

Saint-Ubalde appears in the census record with 1,456 residents, and the density of 10.3 people per square kilometre follows from it.

At 1,456 residents in the 2021 Census, Saint-Ubalde is listed alongside the other covered places in Quebec.

The land area recorded for Saint-Ubalde is 140.7 square kilometres, and the population is 1,456 residents in the 2021 Census.

Nothing on the Saint-Ubalde page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Ubalde ranks 513 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Ubalde, 10.3 people per square kilometre, is calculated from the population and land area above.

Saint-Ubalde is one of 1150 covered Quebec places, counted at 1,456 residents with a land area of 140.7 square kilometres.

Saint-Ubalde sits at rank 513 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.