Borrowing in Saint-Tharcisius, Quebec

Saint-Tharcisius, Quebec, recorded a population of 411 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint-Tharcisius

Population for Saint-Tharcisius stands at 411 in the 2021 Census. Statistics Canada lists 78.8 square kilometres of land for the community.

The calculated density is 5.2 people per square kilometre.

Its provincial population rank is 984 within this data set.

Saint-Tharcisius sits at rank 984 among the 1150 Quebec places here, with 411 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Readers comparing Saint-Tharcisius with another community can use the same four census fields.

The Saint-Tharcisius page follows the same structure as every other place page, with population, land area, density and rank.

At 411 residents in the 2021 Census, Saint-Tharcisius is listed alongside the other covered places in Quebec.

For Saint-Tharcisius, the two census fields above are the only local statistics used anywhere on the page.

Saint-Tharcisius ranks 984 by 2021 Census population among the covered places in Quebec.

Saint-Tharcisius sits at rank 984 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saint-Tharcisius could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-Tharcisius, 5.2 people per square kilometre, is calculated from the population and land area above.

Saint-Tharcisius is one of 1150 covered Quebec places, counted at 411 residents with a land area of 78.8 square kilometres.

Saint-Tharcisius appears in the census record with 411 residents, and the density of 5.2 people per square kilometre follows from it.

Nothing on the Saint-Tharcisius page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Tharcisius is 78.8 square kilometres, and the population is 411 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.