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Borrowing in Saint-Sylvestre, Quebec

Population 1,019, land area 147.2 square kilometres: the census facts for Saint-Sylvestre, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 1,019
Land area 147.2 km²
Provincial regulator See the FCAC list

Saint-Sylvestre is one of the Quebec places covered here, with 1,019 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint-Sylvestre

Population for Saint-Sylvestre stands at 1,019 in the 2021 Census. 147.2 square kilometres of land are attributed to Saint-Sylvestre.

Population divided by land area produces a density of 6.9 people per square kilometre.

Its provincial population rank is 657 within this data set.

The place record for Saint-Sylvestre covers 147.2 square kilometres and 1,019 residents, a density of 6.9 people per square kilometre.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

Saint-Sylvestre ranks 657 by 2021 Census population among the covered places in Quebec.

At 1,019 residents in the 2021 Census, Saint-Sylvestre is listed alongside the other covered places in Quebec.

For Saint-Sylvestre, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Sylvestre with another community can use the same four census fields.

Where a figure for Saint-Sylvestre could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Sylvestre is 147.2 square kilometres, and the population is 1,019 residents in the 2021 Census.

The density figure for Saint-Sylvestre, 6.9 people per square kilometre, is calculated from the population and land area above.

Saint-Sylvestre is one of 1150 covered Quebec places, counted at 1,019 residents with a land area of 147.2 square kilometres.

The Saint-Sylvestre page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Sylvestre appears in the census record with 1,019 residents, and the density of 6.9 people per square kilometre follows from it.

Nothing on the Saint-Sylvestre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Sylvestre sits at rank 657 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Sylvestre

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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