Borrowing in Saint-Simon-les-Mines, Quebec

This page covers borrowing in Saint-Simon-les-Mines, Quebec: the census facts, the provincial rules, and the products people compare.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Saint-Simon-les-Mines

Statistics Canada's 2021 Census gives Saint-Simon-les-Mines a population of 573. Its land area is 47.4 square kilometres.

Population divided by land area produces a density of 12.1 people per square kilometre.

The 2021 Census population places it at rank 876 in the province.

Saint-Simon-les-Mines therefore appears at rank 876 of 1150 covered Quebec places, with a density of 12.1 people per square kilometre.

Saint-Simon-les-Mines ranks 876 by 2021 Census population among the covered places in Quebec.

At 573 residents in the 2021 Census, Saint-Simon-les-Mines is listed alongside the other covered places in Quebec.

The density figure for Saint-Simon-les-Mines, 12.1 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Saint-Simon-les-Mines is 47.4 square kilometres, and the population is 573 residents in the 2021 Census.

The Saint-Simon-les-Mines page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Simon-les-Mines sits at rank 876 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Simon-les-Mines appears in the census record with 573 residents, and the density of 12.1 people per square kilometre follows from it.

For Saint-Simon-les-Mines, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Simon-les-Mines page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Simon-les-Mines could not be verified, the page names the publisher instead of printing a number.

Readers comparing Saint-Simon-les-Mines with another community can use the same four census fields.

Saint-Simon-les-Mines is one of 1150 covered Quebec places, counted at 573 residents with a land area of 47.4 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.