Borrowing in Saint-Samuel, Quebec

A loan taken out in Saint-Samuel is governed by Quebec's licensing rules, and the 2021 Census counted 765 people in the community.

The census figures for Saint-Samuel

In the 2021 Census, Saint-Samuel had 765 residents. The census records a land area of 43.2 square kilometres for Saint-Samuel.

On those two figures, density is 17.7 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 775 within this data set.

Saint-Samuel therefore appears at rank 775 of 1150 covered Quebec places, with a density of 17.7 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Saint-Samuel sits at rank 775 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Samuel page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Saint-Samuel, 17.7 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Samuel with another community can use the same four census fields.

Nothing on the Saint-Samuel page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Samuel is 43.2 square kilometres, and the population is 765 residents in the 2021 Census.

Where a figure for Saint-Samuel could not be verified, the page names the publisher instead of printing a number.

Saint-Samuel ranks 775 by 2021 Census population among the covered places in Quebec.

For Saint-Samuel, the two census fields above are the only local statistics used anywhere on the page.

Saint-Samuel is one of 1150 covered Quebec places, counted at 765 residents with a land area of 43.2 square kilometres.

At 765 residents in the 2021 Census, Saint-Samuel is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.