Borrowing in Saint-Rosaire, Quebec

This page covers borrowing in Saint-Rosaire, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Saint-Rosaire

Saint-Rosaire recorded a population of 932 in Statistics Canada's 2021 Census of Population. Land area for Saint-Rosaire is 109.5 square kilometres in the same census.

Dividing population by land area gives 8.5 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 691 within this data set.

Saint-Rosaire sits at rank 691 among the 1150 Quebec places here, with 932 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Saint-Rosaire ranks 691 by 2021 Census population among the covered places in Quebec.

Saint-Rosaire is one of 1150 covered Quebec places, counted at 932 residents with a land area of 109.5 square kilometres.

The Saint-Rosaire page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Rosaire sits at rank 691 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Rosaire appears in the census record with 932 residents, and the density of 8.5 people per square kilometre follows from it.

Where a figure for Saint-Rosaire could not be verified, the page names the publisher instead of printing a number.

At 932 residents in the 2021 Census, Saint-Rosaire is listed alongside the other covered places in Quebec.

Readers comparing Saint-Rosaire with another community can use the same four census fields.

For Saint-Rosaire, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Rosaire, 8.5 people per square kilometre, is calculated from the population and land area above.

Nothing on the Saint-Rosaire page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Rosaire is 109.5 square kilometres, and the population is 932 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.