Borrowing in Saint-Romain, Quebec

Saint-Romain is one of the Quebec places covered here, with 711 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint-Romain

The 2021 Census counted 711 residents in Saint-Romain. 112.1 square kilometres of land are attributed to Saint-Romain.

Population divided by land area produces a density of 6.3 people per square kilometre.

The community is the 794th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Saint-Romain ranks 794 by population.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

For Saint-Romain, the two census fields above are the only local statistics used anywhere on the page.

Saint-Romain is one of 1150 covered Quebec places, counted at 711 residents with a land area of 112.1 square kilometres.

Readers comparing Saint-Romain with another community can use the same four census fields.

Saint-Romain sits at rank 794 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Romain page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Romain could not be verified, the page names the publisher instead of printing a number.

At 711 residents in the 2021 Census, Saint-Romain is listed alongside the other covered places in Quebec.

The land area recorded for Saint-Romain is 112.1 square kilometres, and the population is 711 residents in the 2021 Census.

The density figure for Saint-Romain, 6.3 people per square kilometre, is calculated from the population and land area above.

Saint-Romain appears in the census record with 711 residents, and the density of 6.3 people per square kilometre follows from it.

The Saint-Romain page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Romain ranks 794 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.