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Borrowing in Saint-Roch-de-l'Achigan, Quebec

Saint-Roch-de-l'Achigan is one of the Quebec communities covered here, with 5,453 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 5,453
Land area 80.1 km²
Provincial regulator See the FCAC list

Saint-Roch-de-l'Achigan is one of the Quebec places covered here, with 5,453 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint-Roch-de-l'Achigan

Saint-Roch-de-l'Achigan recorded a population of 5,453 in Statistics Canada's 2021 Census of Population. The community covers 80.1 square kilometres of land.

The calculated density is 68.1 people per square kilometre.

Its provincial population rank is 176 within this data set.

Compared with the other 1150 covered Quebec places, Saint-Roch-de-l'Achigan ranks 176 by population.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

Saint-Roch-de-l'Achigan sits at rank 176 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Roch-de-l'Achigan with another community can use the same four census fields.

The density figure for Saint-Roch-de-l'Achigan, 68.1 people per square kilometre, is calculated from the population and land area above.

The Saint-Roch-de-l'Achigan page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Roch-de-l'Achigan ranks 176 by 2021 Census population among the covered places in Quebec.

Where a figure for Saint-Roch-de-l'Achigan could not be verified, the page names the publisher instead of printing a number.

For Saint-Roch-de-l'Achigan, the two census fields above are the only local statistics used anywhere on the page.

Saint-Roch-de-l'Achigan is one of 1150 covered Quebec places, counted at 5,453 residents with a land area of 80.1 square kilometres.

Nothing on the Saint-Roch-de-l'Achigan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Roch-de-l'Achigan appears in the census record with 5,453 residents, and the density of 68.1 people per square kilometre follows from it.

At 5,453 residents in the 2021 Census, Saint-Roch-de-l'Achigan is listed alongside the other covered places in Quebec.

The land area recorded for Saint-Roch-de-l'Achigan is 80.1 square kilometres, and the population is 5,453 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Roch-de-l'Achigan

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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