Borrowing in Saint-René-de-Matane, Quebec

Saint-René-de-Matane, Quebec, recorded a population of 961 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint-René-de-Matane

961 people were counted in Saint-René-de-Matane in the 2021 Census. The community covers 253.9 square kilometres of land.

The calculated density is 3.8 people per square kilometre.

By population it ranks 673 among the Quebec places covered here.

The place record for Saint-René-de-Matane covers 253.9 square kilometres and 961 residents, a density of 3.8 people per square kilometre.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

Saint-René-de-Matane sits at rank 673 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Saint-René-de-Matane, the two census fields above are the only local statistics used anywhere on the page.

At 961 residents in the 2021 Census, Saint-René-de-Matane is listed alongside the other covered places in Quebec.

The land area recorded for Saint-René-de-Matane is 253.9 square kilometres, and the population is 961 residents in the 2021 Census.

Readers comparing Saint-René-de-Matane with another community can use the same four census fields.

Saint-René-de-Matane is one of 1150 covered Quebec places, counted at 961 residents with a land area of 253.9 square kilometres.

Saint-René-de-Matane appears in the census record with 961 residents, and the density of 3.8 people per square kilometre follows from it.

Nothing on the Saint-René-de-Matane page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Saint-René-de-Matane page follows the same structure as every other place page, with population, land area, density and rank.

Saint-René-de-Matane ranks 673 by 2021 Census population among the covered places in Quebec.

Where a figure for Saint-René-de-Matane could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-René-de-Matane, 3.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.