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Borrowing in Saint-Pierre-de-la-Rivière-du-Sud, Quebec

Population 840, land area 91.0 square kilometres: the census facts for Saint-Pierre-de-la-Rivière-du-Sud, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 840
Land area 91.0 km²
Provincial regulator See the FCAC list

Saint-Pierre-de-la-Rivière-du-Sud is one of the Quebec places covered here, with 840 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The census figures for Saint-Pierre-de-la-Rivière-du-Sud

The 2021 Census counted 840 residents in Saint-Pierre-de-la-Rivière-du-Sud. Its land area is 91.0 square kilometres.

On those two figures, density is 9.2 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 737 in the province.

Within Quebec, Saint-Pierre-de-la-Rivière-du-Sud is place number 737 by population in this census set, at 840 residents.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The density figure for Saint-Pierre-de-la-Rivière-du-Sud, 9.2 people per square kilometre, is calculated from the population and land area above.

Saint-Pierre-de-la-Rivière-du-Sud sits at rank 737 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Pierre-de-la-Rivière-du-Sud appears in the census record with 840 residents, and the density of 9.2 people per square kilometre follows from it.

The Saint-Pierre-de-la-Rivière-du-Sud page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Saint-Pierre-de-la-Rivière-du-Sud could not be verified, the page names the publisher instead of printing a number.

Saint-Pierre-de-la-Rivière-du-Sud is one of 1150 covered Quebec places, counted at 840 residents with a land area of 91.0 square kilometres.

Readers comparing Saint-Pierre-de-la-Rivière-du-Sud with another community can use the same four census fields.

For Saint-Pierre-de-la-Rivière-du-Sud, the two census fields above are the only local statistics used anywhere on the page.

Saint-Pierre-de-la-Rivière-du-Sud ranks 737 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Pierre-de-la-Rivière-du-Sud is 91.0 square kilometres, and the population is 840 residents in the 2021 Census.

At 840 residents in the 2021 Census, Saint-Pierre-de-la-Rivière-du-Sud is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Pierre-de-la-Rivière-du-Sud

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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