Borrowing in Saint-Pie, Quebec

Saint-Pie, Quebec, recorded a population of 5,847 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint-Pie

In the 2021 Census, Saint-Pie had 5,847 residents. The community covers 107.4 square kilometres of land.

On those two figures, density is 54.4 residents per square kilometre when rounded to one decimal place.

The community is the 168th largest place in the province within this census set.

Saint-Pie therefore appears at rank 168 of 1150 covered Quebec places, with a density of 54.4 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

At 5,847 residents in the 2021 Census, Saint-Pie is listed alongside the other covered places in Quebec.

Saint-Pie sits at rank 168 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Pie ranks 168 by 2021 Census population among the covered places in Quebec.

The Saint-Pie page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Pie, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Pie with another community can use the same four census fields.

Saint-Pie is one of 1150 covered Quebec places, counted at 5,847 residents with a land area of 107.4 square kilometres.

Where a figure for Saint-Pie could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Pie is 107.4 square kilometres, and the population is 5,847 residents in the 2021 Census.

The density figure for Saint-Pie, 54.4 people per square kilometre, is calculated from the population and land area above.

Nothing on the Saint-Pie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.