Borrowing in Saint-Philibert, Quebec

A loan taken out in Saint-Philibert is governed by Quebec's licensing rules, and the 2021 Census counted 379 people in the community.

The census figures for Saint-Philibert

Population for Saint-Philibert stands at 379 in the 2021 Census. Land area for Saint-Philibert is 57.2 square kilometres in the same census.

The calculated density is 6.6 people per square kilometre.

The 2021 Census population places it at rank 1009 in the province.

Saint-Philibert sits at rank 1009 among the 1150 Quebec places here, with 379 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Saint-Philibert appears in the census record with 379 residents, and the density of 6.6 people per square kilometre follows from it.

The land area recorded for Saint-Philibert is 57.2 square kilometres, and the population is 379 residents in the 2021 Census.

For Saint-Philibert, the two census fields above are the only local statistics used anywhere on the page.

Saint-Philibert is one of 1150 covered Quebec places, counted at 379 residents with a land area of 57.2 square kilometres.

Saint-Philibert sits at rank 1009 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saint-Philibert could not be verified, the page names the publisher instead of printing a number.

Readers comparing Saint-Philibert with another community can use the same four census fields.

The Saint-Philibert page follows the same structure as every other place page, with population, land area, density and rank.

At 379 residents in the 2021 Census, Saint-Philibert is listed alongside the other covered places in Quebec.

Nothing on the Saint-Philibert page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Philibert ranks 1009 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Philibert, 6.6 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.