Borrowing in Saint-Paul, Quebec

This page covers borrowing in Saint-Paul, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Saint-Paul

Statistics Canada's 2021 Census gives Saint-Paul a population of 6,566. Its land area is 49.1 square kilometres.

Population divided by land area produces a density of 133.7 people per square kilometre.

The 2021 Census population places it at rank 150 in the province.

Saint-Paul therefore appears at rank 150 of 1150 covered Quebec places, with a density of 133.7 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Joint applications combine two incomes and two sets of obligations in the same assessment.

The density figure for Saint-Paul, 133.7 people per square kilometre, is calculated from the population and land area above.

For Saint-Paul, the two census fields above are the only local statistics used anywhere on the page.

Saint-Paul is one of 1150 covered Quebec places, counted at 6,566 residents with a land area of 49.1 square kilometres.

Saint-Paul sits at rank 150 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Paul with another community can use the same four census fields.

At 6,566 residents in the 2021 Census, Saint-Paul is listed alongside the other covered places in Quebec.

Saint-Paul appears in the census record with 6,566 residents, and the density of 133.7 people per square kilometre follows from it.

The land area recorded for Saint-Paul is 49.1 square kilometres, and the population is 6,566 residents in the 2021 Census.

Saint-Paul ranks 150 by 2021 Census population among the covered places in Quebec.

Where a figure for Saint-Paul could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.