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Borrowing in Saint-Paul-de-la-Croix, Quebec

Saint-Paul-de-la-Croix, Quebec: 313 residents in the 2021 Census, 78.4 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 313
Land area 78.4 km²
Provincial regulator See the FCAC list

Saint-Paul-de-la-Croix is one of the Quebec places covered here, with 313 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Joint applications combine two incomes and two sets of obligations in the same assessment.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Saint-Paul-de-la-Croix

In the 2021 Census, Saint-Paul-de-la-Croix had 313 residents. Its land area is 78.4 square kilometres.

The calculated density is 4.0 people per square kilometre.

Saint-Paul-de-la-Croix ranks 1050 by population among the Quebec places on this site.

Saint-Paul-de-la-Croix sits at rank 1050 among the 1150 Quebec places here, with 313 residents in the 2021 Census.

At 313 residents in the 2021 Census, Saint-Paul-de-la-Croix is listed alongside the other covered places in Quebec.

Nothing on the Saint-Paul-de-la-Croix page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Paul-de-la-Croix could not be verified, the page names the publisher instead of printing a number.

The Saint-Paul-de-la-Croix page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Paul-de-la-Croix, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Paul-de-la-Croix, 4.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Saint-Paul-de-la-Croix is 78.4 square kilometres, and the population is 313 residents in the 2021 Census.

Saint-Paul-de-la-Croix sits at rank 1050 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Paul-de-la-Croix is one of 1150 covered Quebec places, counted at 313 residents with a land area of 78.4 square kilometres.

Saint-Paul-de-la-Croix ranks 1050 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Paul-de-la-Croix with another community can use the same four census fields.

Saint-Paul-de-la-Croix appears in the census record with 313 residents, and the density of 4.0 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Paul-de-la-Croix

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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