Borrowing in Saint-Médard, Quebec

Saint-Médard is one of the Quebec places covered here, with 216 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Saint-Médard

216 people were counted in Saint-Médard in the 2021 Census. Land area for Saint-Médard is 75.3 square kilometres in the same census.

Dividing population by land area gives 2.9 residents per square kilometre, rounded to one decimal place.

The community is the 1110th largest place in the province within this census set.

The place record for Saint-Médard covers 75.3 square kilometres and 216 residents, a density of 2.9 people per square kilometre.

The land area recorded for Saint-Médard is 75.3 square kilometres, and the population is 216 residents in the 2021 Census.

Saint-Médard sits at rank 1110 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Médard page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Médard, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Saint-Médard could not be verified, the page names the publisher instead of printing a number.

Saint-Médard is one of 1150 covered Quebec places, counted at 216 residents with a land area of 75.3 square kilometres.

Saint-Médard appears in the census record with 216 residents, and the density of 2.9 people per square kilometre follows from it.

Saint-Médard ranks 1110 by 2021 Census population among the covered places in Quebec.

At 216 residents in the 2021 Census, Saint-Médard is listed alongside the other covered places in Quebec.

The density figure for Saint-Médard, 2.9 people per square kilometre, is calculated from the population and land area above.

Nothing on the Saint-Médard page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Médard with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.