Borrowing in Saint-Marcel-de-Richelieu, Quebec

With 507 residents counted in the 2021 Census, Saint-Marcel-de-Richelieu sits inside Quebec's provincial lending framework.

The census figures for Saint-Marcel-de-Richelieu

Statistics Canada's 2021 Census gives Saint-Marcel-de-Richelieu a population of 507. Its land area is 51.3 square kilometres.

Population divided by land area produces a density of 9.9 people per square kilometre.

The 2021 Census population places it at rank 921 in the province.

The place record for Saint-Marcel-de-Richelieu covers 51.3 square kilometres and 507 residents, a density of 9.9 people per square kilometre.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The density figure for Saint-Marcel-de-Richelieu, 9.9 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Marcel-de-Richelieu could not be verified, the page names the publisher instead of printing a number.

Readers comparing Saint-Marcel-de-Richelieu with another community can use the same four census fields.

Saint-Marcel-de-Richelieu ranks 921 by 2021 Census population among the covered places in Quebec.

The Saint-Marcel-de-Richelieu page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Marcel-de-Richelieu sits at rank 921 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Marcel-de-Richelieu appears in the census record with 507 residents, and the density of 9.9 people per square kilometre follows from it.

At 507 residents in the 2021 Census, Saint-Marcel-de-Richelieu is listed alongside the other covered places in Quebec.

Saint-Marcel-de-Richelieu is one of 1150 covered Quebec places, counted at 507 residents with a land area of 51.3 square kilometres.

The land area recorded for Saint-Marcel-de-Richelieu is 51.3 square kilometres, and the population is 507 residents in the 2021 Census.

Nothing on the Saint-Marcel-de-Richelieu page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Marcel-de-Richelieu, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.