Borrowing in Saint-Marc-sur-Richelieu, Quebec

Saint-Marc-sur-Richelieu is one of the Quebec communities covered here, with a 2021 Census population of 2,245, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Saint-Marc-sur-Richelieu

Saint-Marc-sur-Richelieu recorded a population of 2,245 in Statistics Canada's 2021 Census of Population. Land area for Saint-Marc-sur-Richelieu is 60.9 square kilometres in the same census.

Population divided by land area produces a density of 36.9 people per square kilometre.

The 2021 Census population places it at rank 373 in the province.

Saint-Marc-sur-Richelieu therefore appears at rank 373 of 1150 covered Quebec places, with a density of 36.9 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A mortgage is registered against the property, which is what gives the lender its claim.

Where a figure for Saint-Marc-sur-Richelieu could not be verified, the page names the publisher instead of printing a number.

Saint-Marc-sur-Richelieu sits at rank 373 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Marc-sur-Richelieu is one of 1150 covered Quebec places, counted at 2,245 residents with a land area of 60.9 square kilometres.

For Saint-Marc-sur-Richelieu, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Marc-sur-Richelieu, 36.9 people per square kilometre, is calculated from the population and land area above.

At 2,245 residents in the 2021 Census, Saint-Marc-sur-Richelieu is listed alongside the other covered places in Quebec.

The land area recorded for Saint-Marc-sur-Richelieu is 60.9 square kilometres, and the population is 2,245 residents in the 2021 Census.

Saint-Marc-sur-Richelieu ranks 373 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Marc-sur-Richelieu with another community can use the same four census fields.

Saint-Marc-sur-Richelieu appears in the census record with 2,245 residents, and the density of 36.9 people per square kilometre follows from it.

The Saint-Marc-sur-Richelieu page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.