Borrowing in Saint-Magloire, Quebec

Saint-Magloire, Quebec, recorded a population of 712 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A mortgage is registered against the property, which is what gives the lender its claim.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Saint-Magloire

Population for Saint-Magloire stands at 712 in the 2021 Census. Land area for Saint-Magloire is 208.6 square kilometres in the same census.

The calculated density is 3.4 people per square kilometre.

Among covered Quebec places, Saint-Magloire sits at rank 792 by population.

Saint-Magloire sits at rank 792 among the 1150 Quebec places here, with 712 residents in the 2021 Census.

Readers comparing Saint-Magloire with another community can use the same four census fields.

Saint-Magloire appears in the census record with 712 residents, and the density of 3.4 people per square kilometre follows from it.

Where a figure for Saint-Magloire could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-Magloire, 3.4 people per square kilometre, is calculated from the population and land area above.

Saint-Magloire ranks 792 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Magloire page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Magloire is 208.6 square kilometres, and the population is 712 residents in the 2021 Census.

Saint-Magloire sits at rank 792 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Magloire page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Magloire, the two census fields above are the only local statistics used anywhere on the page.

At 712 residents in the 2021 Census, Saint-Magloire is listed alongside the other covered places in Quebec.

Saint-Magloire is one of 1150 covered Quebec places, counted at 712 residents with a land area of 208.6 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.