Borrowing in Saint-Ludger, Quebec

A loan taken out in Saint-Ludger is governed by Quebec's licensing rules, and the 2021 Census counted 1,074 people in the community.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The census figures for Saint-Ludger

Statistics Canada's 2021 Census gives Saint-Ludger a population of 1,074. The community covers 127.6 square kilometres of land.

Population divided by land area produces a density of 8.4 people per square kilometre.

Saint-Ludger ranks 632 by population among the Quebec places on this site.

Saint-Ludger sits at rank 632 among the 1150 Quebec places here, with 1,074 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

Saint-Ludger ranks 632 by 2021 Census population among the covered places in Quebec.

Saint-Ludger appears in the census record with 1,074 residents, and the density of 8.4 people per square kilometre follows from it.

The density figure for Saint-Ludger, 8.4 people per square kilometre, is calculated from the population and land area above.

At 1,074 residents in the 2021 Census, Saint-Ludger is listed alongside the other covered places in Quebec.

For Saint-Ludger, the two census fields above are the only local statistics used anywhere on the page.

The Saint-Ludger page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Ludger with another community can use the same four census fields.

Saint-Ludger is one of 1150 covered Quebec places, counted at 1,074 residents with a land area of 127.6 square kilometres.

Where a figure for Saint-Ludger could not be verified, the page names the publisher instead of printing a number.

Saint-Ludger sits at rank 632 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Ludger page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Ludger is 127.6 square kilometres, and the population is 1,074 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.