Borrowing in Saint-Luc-de-Vincennes, Quebec

Saint-Luc-de-Vincennes is one of the Quebec places covered here, with 519 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The census figures for Saint-Luc-de-Vincennes

519 people were counted in Saint-Luc-de-Vincennes in the 2021 Census. Its land area is 53.8 square kilometres.

Population divided by land area produces a density of 9.7 people per square kilometre.

Saint-Luc-de-Vincennes ranks 910 by population among the Quebec places on this site.

Saint-Luc-de-Vincennes is one of 1150 places listed for Quebec, ranked 910 by population and measured at 53.8 square kilometres.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

Saint-Luc-de-Vincennes is one of 1150 covered Quebec places, counted at 519 residents with a land area of 53.8 square kilometres.

Nothing on the Saint-Luc-de-Vincennes page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Luc-de-Vincennes sits at rank 910 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 519 residents in the 2021 Census, Saint-Luc-de-Vincennes is listed alongside the other covered places in Quebec.

The land area recorded for Saint-Luc-de-Vincennes is 53.8 square kilometres, and the population is 519 residents in the 2021 Census.

Saint-Luc-de-Vincennes ranks 910 by 2021 Census population among the covered places in Quebec.

Saint-Luc-de-Vincennes appears in the census record with 519 residents, and the density of 9.7 people per square kilometre follows from it.

The Saint-Luc-de-Vincennes page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Saint-Luc-de-Vincennes could not be verified, the page names the publisher instead of printing a number.

Readers comparing Saint-Luc-de-Vincennes with another community can use the same four census fields.

For Saint-Luc-de-Vincennes, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Luc-de-Vincennes, 9.7 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.