Borrowing in Saint-Luc-de-Bellechasse, Quebec

Saint-Luc-de-Bellechasse, Quebec, recorded a population of 449 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Saint-Luc-de-Bellechasse

449 people were counted in Saint-Luc-de-Bellechasse in the 2021 Census. 162.0 square kilometres of land are attributed to Saint-Luc-de-Bellechasse.

On those two figures, density is 2.8 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Saint-Luc-de-Bellechasse sits at rank 958 by population.

Compared with the other 1150 covered Quebec places, Saint-Luc-de-Bellechasse ranks 958 by population.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A credit file is compiled by private agencies from information lenders and other creditors report. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Where a figure for Saint-Luc-de-Bellechasse could not be verified, the page names the publisher instead of printing a number.

The Saint-Luc-de-Bellechasse page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Luc-de-Bellechasse ranks 958 by 2021 Census population among the covered places in Quebec.

For Saint-Luc-de-Bellechasse, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Luc-de-Bellechasse with another community can use the same four census fields.

At 449 residents in the 2021 Census, Saint-Luc-de-Bellechasse is listed alongside the other covered places in Quebec.

Saint-Luc-de-Bellechasse appears in the census record with 449 residents, and the density of 2.8 people per square kilometre follows from it.

The land area recorded for Saint-Luc-de-Bellechasse is 162.0 square kilometres, and the population is 449 residents in the 2021 Census.

Nothing on the Saint-Luc-de-Bellechasse page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Saint-Luc-de-Bellechasse, 2.8 people per square kilometre, is calculated from the population and land area above.

Saint-Luc-de-Bellechasse is one of 1150 covered Quebec places, counted at 449 residents with a land area of 162.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.