Borrowing in Saint-Louis, Quebec

Saint-Louis is one of the Quebec communities covered here, with a 2021 Census population of 740, and borrowing there is licensed under Quebec's consumer credit rules.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Joint applications combine two incomes and two sets of obligations in the same assessment. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The census figures for Saint-Louis

Saint-Louis recorded a population of 740 in Statistics Canada's 2021 Census of Population. The community covers 47.2 square kilometres of land.

Population divided by land area produces a density of 15.7 people per square kilometre.

Among covered Quebec places, Saint-Louis sits at rank 786 by population.

The place record for Saint-Louis covers 47.2 square kilometres and 740 residents, a density of 15.7 people per square kilometre.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

For Saint-Louis, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Louis page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Louis appears in the census record with 740 residents, and the density of 15.7 people per square kilometre follows from it.

At 740 residents in the 2021 Census, Saint-Louis is listed alongside the other covered places in Quebec.

The Saint-Louis page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Louis sits at rank 786 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Louis is one of 1150 covered Quebec places, counted at 740 residents with a land area of 47.2 square kilometres.

Readers comparing Saint-Louis with another community can use the same four census fields.

The land area recorded for Saint-Louis is 47.2 square kilometres, and the population is 740 residents in the 2021 Census.

Where a figure for Saint-Louis could not be verified, the page names the publisher instead of printing a number.

Saint-Louis ranks 786 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.