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Borrowing in Saint-Léonard-de-Portneuf, Quebec

How borrowing works in Saint-Léonard-de-Portneuf, Quebec, where the 2021 Census counted 1,140 residents.

Province Quebec (QC)
Population, 2021 Census 1,140
Land area 141.8 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Léonard-de-Portneuf is governed by Quebec's licensing rules, and the 2021 Census counted 1,140 people in the community.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Léonard-de-Portneuf

Population for Saint-Léonard-de-Portneuf stands at 1,140 in the 2021 Census. 141.8 square kilometres of land are attributed to Saint-Léonard-de-Portneuf.

That gives a density of 8.0 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 604 in the province.

The place record for Saint-Léonard-de-Portneuf covers 141.8 square kilometres and 1,140 residents, a density of 8.0 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Saint-Léonard-de-Portneuf ranks 604 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Léonard-de-Portneuf is 141.8 square kilometres, and the population is 1,140 residents in the 2021 Census.

For Saint-Léonard-de-Portneuf, the two census fields above are the only local statistics used anywhere on the page.

Saint-Léonard-de-Portneuf appears in the census record with 1,140 residents, and the density of 8.0 people per square kilometre follows from it.

Saint-Léonard-de-Portneuf sits at rank 604 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Léonard-de-Portneuf page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Saint-Léonard-de-Portneuf, 8.0 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Léonard-de-Portneuf with another community can use the same four census fields.

At 1,140 residents in the 2021 Census, Saint-Léonard-de-Portneuf is listed alongside the other covered places in Quebec.

Saint-Léonard-de-Portneuf is one of 1150 covered Quebec places, counted at 1,140 residents with a land area of 141.8 square kilometres.

The Saint-Léonard-de-Portneuf page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Saint-Léonard-de-Portneuf could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Léonard-de-Portneuf

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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