Borrowing in Saint-Lazare, Quebec

Saint-Lazare is one of the Quebec communities covered here, with a 2021 Census population of 22,354, and borrowing there is licensed under Quebec's consumer credit rules.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The census figures for Saint-Lazare

22,354 people were counted in Saint-Lazare in the 2021 Census. 66.9 square kilometres of land are attributed to Saint-Lazare.

Population divided by land area produces a density of 334.3 people per square kilometre.

Among covered Quebec places, Saint-Lazare sits at rank 52 by population.

The place record for Saint-Lazare covers 66.9 square kilometres and 22,354 residents, a density of 334.3 people per square kilometre.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

For Saint-Lazare, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Lazare, 334.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Lazare could not be verified, the page names the publisher instead of printing a number.

Readers comparing Saint-Lazare with another community can use the same four census fields.

Saint-Lazare is one of 1150 covered Quebec places, counted at 22,354 residents with a land area of 66.9 square kilometres.

The Saint-Lazare page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Lazare sits at rank 52 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Lazare page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 22,354 residents in the 2021 Census, Saint-Lazare is listed alongside the other covered places in Quebec.

Saint-Lazare appears in the census record with 22,354 residents, and the density of 334.3 people per square kilometre follows from it.

Saint-Lazare ranks 52 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Lazare is 66.9 square kilometres, and the population is 22,354 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.