Borrowing in Saint-Lambert, Quebec

Saint-Lambert is one of the Quebec communities covered here, with a 2021 Census population of 22,761, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

The census figures for Saint-Lambert

The 2021 Census counted 22,761 residents in Saint-Lambert. The census records a land area of 7.6 square kilometres for Saint-Lambert.

Population divided by land area produces a density of 3010.7 people per square kilometre.

Among covered Quebec places, Saint-Lambert sits at rank 51 by population.

Saint-Lambert therefore appears at rank 51 of 1150 covered Quebec places, with a density of 3010.7 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Saint-Lambert sits at rank 51 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Lambert page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Saint-Lambert, 3010.7 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Lambert could not be verified, the page names the publisher instead of printing a number.

The Saint-Lambert page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Lambert, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saint-Lambert is 7.6 square kilometres, and the population is 22,761 residents in the 2021 Census.

At 22,761 residents in the 2021 Census, Saint-Lambert is listed alongside the other covered places in Quebec.

Readers comparing Saint-Lambert with another community can use the same four census fields.

Saint-Lambert is one of 1150 covered Quebec places, counted at 22,761 residents with a land area of 7.6 square kilometres.

Saint-Lambert appears in the census record with 22,761 residents, and the density of 3010.7 people per square kilometre follows from it.

Saint-Lambert ranks 51 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.