Borrowing in Saint-Jules, Quebec

A loan taken out in Saint-Jules is governed by Quebec's licensing rules, and the 2021 Census counted 547 people in the community.

The census figures for Saint-Jules

In the 2021 Census, Saint-Jules had 547 residents. The community covers 55.7 square kilometres of land.

Population divided by land area produces a density of 9.8 people per square kilometre.

By population it ranks 889 among the Quebec places covered here.

Saint-Jules is one of 1150 places listed for Quebec, ranked 889 by population and measured at 55.7 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A mortgage is registered against the property, which is what gives the lender its claim. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Saint-Jules is one of 1150 covered Quebec places, counted at 547 residents with a land area of 55.7 square kilometres.

Readers comparing Saint-Jules with another community can use the same four census fields.

For Saint-Jules, the two census fields above are the only local statistics used anywhere on the page.

The Saint-Jules page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Jules ranks 889 by 2021 Census population among the covered places in Quebec.

Saint-Jules sits at rank 889 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Jules page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 547 residents in the 2021 Census, Saint-Jules is listed alongside the other covered places in Quebec.

The density figure for Saint-Jules, 9.8 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Jules could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.