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Borrowing in Saint-Joseph-de-Coleraine, Quebec

Borrowing in Saint-Joseph-de-Coleraine is licensed by Quebec, and the 2021 Census counted 1,820 people across 126.8 square kilometres.

Province Quebec (QC)
Population, 2021 Census 1,820
Land area 126.8 km²
Provincial regulator See the FCAC list

With 1,820 residents counted in the 2021 Census, Saint-Joseph-de-Coleraine sits inside Quebec's provincial lending framework.

The census figures for Saint-Joseph-de-Coleraine

Statistics Canada's 2021 Census gives Saint-Joseph-de-Coleraine a population of 1,820. Its land area is 126.8 square kilometres.

Dividing population by land area gives 14.4 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Saint-Joseph-de-Coleraine sits at rank 429 by population.

Compared with the other 1150 covered Quebec places, Saint-Joseph-de-Coleraine ranks 429 by population.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The land area recorded for Saint-Joseph-de-Coleraine is 126.8 square kilometres, and the population is 1,820 residents in the 2021 Census.

The density figure for Saint-Joseph-de-Coleraine, 14.4 people per square kilometre, is calculated from the population and land area above.

The Saint-Joseph-de-Coleraine page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Saint-Joseph-de-Coleraine page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Joseph-de-Coleraine, the two census fields above are the only local statistics used anywhere on the page.

At 1,820 residents in the 2021 Census, Saint-Joseph-de-Coleraine is listed alongside the other covered places in Quebec.

Saint-Joseph-de-Coleraine appears in the census record with 1,820 residents, and the density of 14.4 people per square kilometre follows from it.

Saint-Joseph-de-Coleraine sits at rank 429 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Joseph-de-Coleraine with another community can use the same four census fields.

Saint-Joseph-de-Coleraine ranks 429 by 2021 Census population among the covered places in Quebec.

Where a figure for Saint-Joseph-de-Coleraine could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Joseph-de-Coleraine

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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