Borrowing in Saint-Jérôme, Quebec

Saint-Jérôme, Quebec, recorded a population of 80,213 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the middle band are mid-sized by Canadian standards, and the products compared here are the same provincial set.

The census figures for Saint-Jérôme

Population for Saint-Jérôme stands at 80,213 in the 2021 Census. The community covers 90.2 square kilometres of land.

The arithmetic gives 889.5 people per square kilometre.

Its provincial population rank is 14 within this data set.

Within Quebec, Saint-Jérôme is place number 14 by population in this census set, at 80,213 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

For Saint-Jérôme, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Jérôme with another community can use the same four census fields.

Nothing on the Saint-Jérôme page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Jérôme sits at rank 14 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 80,213 residents in the 2021 Census, Saint-Jérôme is listed alongside the other covered places in Quebec.

Where a figure for Saint-Jérôme could not be verified, the page names the publisher instead of printing a number.

Saint-Jérôme is one of 1150 covered Quebec places, counted at 80,213 residents with a land area of 90.2 square kilometres.

Saint-Jérôme ranks 14 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Jérôme is 90.2 square kilometres, and the population is 80,213 residents in the 2021 Census.

The density figure for Saint-Jérôme, 889.5 people per square kilometre, is calculated from the population and land area above.

The Saint-Jérôme page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Jérôme appears in the census record with 80,213 residents, and the density of 889.5 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.