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Borrowing in Saint-Jean-sur-Richelieu, Quebec

A guide to borrowing in Saint-Jean-sur-Richelieu, Quebec, with the 2021 Census population of 97,873 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 97,873
Land area 226.9 km²
Provincial regulator See the FCAC list

With 97,873 residents counted in the 2021 Census, Saint-Jean-sur-Richelieu sits inside Quebec's provincial lending framework.

The census figures for Saint-Jean-sur-Richelieu

Population for Saint-Jean-sur-Richelieu stands at 97,873 in the 2021 Census. Statistics Canada lists 226.9 square kilometres of land for the community.

On those two figures, density is 431.3 residents per square kilometre when rounded to one decimal place.

Saint-Jean-sur-Richelieu ranks 11 by population among the Quebec places on this site.

Saint-Jean-sur-Richelieu is one of 1150 places listed for Quebec, ranked 11 by population and measured at 226.9 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

This community falls in the middle band, where the census fields and the provincial rules are the same as everywhere else in the province.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The density figure for Saint-Jean-sur-Richelieu, 431.3 people per square kilometre, is calculated from the population and land area above.

At 97,873 residents in the 2021 Census, Saint-Jean-sur-Richelieu is listed alongside the other covered places in Quebec.

Saint-Jean-sur-Richelieu appears in the census record with 97,873 residents, and the density of 431.3 people per square kilometre follows from it.

The land area recorded for Saint-Jean-sur-Richelieu is 226.9 square kilometres, and the population is 97,873 residents in the 2021 Census.

The Saint-Jean-sur-Richelieu page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Saint-Jean-sur-Richelieu could not be verified, the page names the publisher instead of printing a number.

For Saint-Jean-sur-Richelieu, the two census fields above are the only local statistics used anywhere on the page.

Saint-Jean-sur-Richelieu sits at rank 11 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Jean-sur-Richelieu page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Jean-sur-Richelieu is one of 1150 covered Quebec places, counted at 97,873 residents with a land area of 226.9 square kilometres.

Saint-Jean-sur-Richelieu ranks 11 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Jean-sur-Richelieu with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Jean-sur-Richelieu

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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