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Borrowing in Saint-Jean-Port-Joli, Quebec

Saint-Jean-Port-Joli is one of the Quebec communities covered here, with 3,329 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 3,329
Land area 69.3 km²
Provincial regulator See the FCAC list

This page covers borrowing in Saint-Jean-Port-Joli, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Saint-Jean-Port-Joli

Saint-Jean-Port-Joli recorded a population of 3,329 in Statistics Canada's 2021 Census of Population. The community covers 69.3 square kilometres of land.

The arithmetic gives 48.0 people per square kilometre.

By population it ranks 252 among the Quebec places covered here.

Saint-Jean-Port-Joli is one of 1150 places listed for Quebec, ranked 252 by population and measured at 69.3 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

For Saint-Jean-Port-Joli, the two census fields above are the only local statistics used anywhere on the page.

At 3,329 residents in the 2021 Census, Saint-Jean-Port-Joli is listed alongside the other covered places in Quebec.

The density figure for Saint-Jean-Port-Joli, 48.0 people per square kilometre, is calculated from the population and land area above.

Saint-Jean-Port-Joli ranks 252 by 2021 Census population among the covered places in Quebec.

Saint-Jean-Port-Joli sits at rank 252 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Jean-Port-Joli appears in the census record with 3,329 residents, and the density of 48.0 people per square kilometre follows from it.

Where a figure for Saint-Jean-Port-Joli could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Jean-Port-Joli page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Jean-Port-Joli is 69.3 square kilometres, and the population is 3,329 residents in the 2021 Census.

Saint-Jean-Port-Joli is one of 1150 covered Quebec places, counted at 3,329 residents with a land area of 69.3 square kilometres.

Readers comparing Saint-Jean-Port-Joli with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Jean-Port-Joli

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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