Borrowing in Saint-Jean-de-Matha, Quebec

Saint-Jean-de-Matha is one of the Quebec places covered here, with 4,838 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Jean-de-Matha

Population for Saint-Jean-de-Matha stands at 4,838 in the 2021 Census. Its land area is 109.5 square kilometres.

Population divided by land area produces a density of 44.2 people per square kilometre.

Among covered Quebec places, Saint-Jean-de-Matha sits at rank 192 by population.

Saint-Jean-de-Matha therefore appears at rank 192 of 1150 covered Quebec places, with a density of 44.2 people per square kilometre.

The land area recorded for Saint-Jean-de-Matha is 109.5 square kilometres, and the population is 4,838 residents in the 2021 Census.

Saint-Jean-de-Matha appears in the census record with 4,838 residents, and the density of 44.2 people per square kilometre follows from it.

For Saint-Jean-de-Matha, the two census fields above are the only local statistics used anywhere on the page.

The Saint-Jean-de-Matha page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Jean-de-Matha ranks 192 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Jean-de-Matha with another community can use the same four census fields.

The density figure for Saint-Jean-de-Matha, 44.2 people per square kilometre, is calculated from the population and land area above.

Saint-Jean-de-Matha is one of 1150 covered Quebec places, counted at 4,838 residents with a land area of 109.5 square kilometres.

Where a figure for Saint-Jean-de-Matha could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Jean-de-Matha page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Jean-de-Matha sits at rank 192 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.