Borrowing in Saint-Jean-de-l'Île-d'Orléans, Quebec

With 1,026 residents counted in the 2021 Census, Saint-Jean-de-l'Île-d'Orléans sits inside Quebec's provincial lending framework.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Jean-de-l'Île-d'Orléans

Population for Saint-Jean-de-l'Île-d'Orléans stands at 1,026 in the 2021 Census. Land area for Saint-Jean-de-l'Île-d'Orléans is 43.5 square kilometres in the same census.

Dividing population by land area gives 23.6 residents per square kilometre, rounded to one decimal place.

The community is the 654th largest place in the province within this census set.

Saint-Jean-de-l'Île-d'Orléans therefore appears at rank 654 of 1150 covered Quebec places, with a density of 23.6 people per square kilometre.

Saint-Jean-de-l'Île-d'Orléans ranks 654 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Jean-de-l'Île-d'Orléans page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Jean-de-l'Île-d'Orléans could not be verified, the page names the publisher instead of printing a number.

At 1,026 residents in the 2021 Census, Saint-Jean-de-l'Île-d'Orléans is listed alongside the other covered places in Quebec.

Saint-Jean-de-l'Île-d'Orléans appears in the census record with 1,026 residents, and the density of 23.6 people per square kilometre follows from it.

Readers comparing Saint-Jean-de-l'Île-d'Orléans with another community can use the same four census fields.

Saint-Jean-de-l'Île-d'Orléans is one of 1150 covered Quebec places, counted at 1,026 residents with a land area of 43.5 square kilometres.

For Saint-Jean-de-l'Île-d'Orléans, the two census fields above are the only local statistics used anywhere on the page.

The Saint-Jean-de-l'Île-d'Orléans page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Jean-de-l'Île-d'Orléans sits at rank 654 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Saint-Jean-de-l'Île-d'Orléans is 43.5 square kilometres, and the population is 1,026 residents in the 2021 Census.

The density figure for Saint-Jean-de-l'Île-d'Orléans, 23.6 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.