Borrowing in Saint-Janvier-de-Joly, Quebec

With 1,079 residents counted in the 2021 Census, Saint-Janvier-de-Joly sits inside Quebec's provincial lending framework.

The census figures for Saint-Janvier-de-Joly

Population for Saint-Janvier-de-Joly stands at 1,079 in the 2021 Census. Statistics Canada lists 109.9 square kilometres of land for the community.

The arithmetic gives 9.8 people per square kilometre.

Among covered Quebec places, Saint-Janvier-de-Joly sits at rank 627 by population.

Saint-Janvier-de-Joly sits at rank 627 among the 1150 Quebec places here, with 1,079 residents in the 2021 Census.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Saint-Janvier-de-Joly appears in the census record with 1,079 residents, and the density of 9.8 people per square kilometre follows from it.

For Saint-Janvier-de-Joly, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saint-Janvier-de-Joly is 109.9 square kilometres, and the population is 1,079 residents in the 2021 Census.

Readers comparing Saint-Janvier-de-Joly with another community can use the same four census fields.

Where a figure for Saint-Janvier-de-Joly could not be verified, the page names the publisher instead of printing a number.

The Saint-Janvier-de-Joly page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Janvier-de-Joly ranks 627 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Janvier-de-Joly, 9.8 people per square kilometre, is calculated from the population and land area above.

Saint-Janvier-de-Joly is one of 1150 covered Quebec places, counted at 1,079 residents with a land area of 109.9 square kilometres.

Nothing on the Saint-Janvier-de-Joly page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,079 residents in the 2021 Census, Saint-Janvier-de-Joly is listed alongside the other covered places in Quebec.

Saint-Janvier-de-Joly sits at rank 627 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.