Borrowing in Saint-Jacques-de-Leeds, Quebec

Saint-Jacques-de-Leeds, Quebec, recorded a population of 711 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The census figures for Saint-Jacques-de-Leeds

Population for Saint-Jacques-de-Leeds stands at 711 in the 2021 Census. Its land area is 80.6 square kilometres.

The calculated density is 8.8 people per square kilometre.

By population it ranks 795 among the Quebec places covered here.

Within Quebec, Saint-Jacques-de-Leeds is place number 795 by population in this census set, at 711 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Saint-Jacques-de-Leeds ranks 795 by 2021 Census population among the covered places in Quebec.

At 711 residents in the 2021 Census, Saint-Jacques-de-Leeds is listed alongside the other covered places in Quebec.

The land area recorded for Saint-Jacques-de-Leeds is 80.6 square kilometres, and the population is 711 residents in the 2021 Census.

Where a figure for Saint-Jacques-de-Leeds could not be verified, the page names the publisher instead of printing a number.

Saint-Jacques-de-Leeds sits at rank 795 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Saint-Jacques-de-Leeds, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Jacques-de-Leeds page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Jacques-de-Leeds with another community can use the same four census fields.

The Saint-Jacques-de-Leeds page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Saint-Jacques-de-Leeds, 8.8 people per square kilometre, is calculated from the population and land area above.

Saint-Jacques-de-Leeds is one of 1150 covered Quebec places, counted at 711 residents with a land area of 80.6 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.