Borrowing in Saint-Hippolyte, Quebec

Saint-Hippolyte, Quebec, recorded a population of 10,669 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The census figures for Saint-Hippolyte

In the 2021 Census, Saint-Hippolyte had 10,669 residents. The census records a land area of 119.5 square kilometres for Saint-Hippolyte.

That gives a density of 89.3 people per square kilometre, rounded to one decimal place.

The community is the 106th largest place in the province within this census set.

Saint-Hippolyte is one of 1150 places listed for Quebec, ranked 106 by population and measured at 119.5 square kilometres.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

Nothing on the Saint-Hippolyte page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Saint-Hippolyte page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Hippolyte with another community can use the same four census fields.

For Saint-Hippolyte, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saint-Hippolyte is 119.5 square kilometres, and the population is 10,669 residents in the 2021 Census.

Saint-Hippolyte appears in the census record with 10,669 residents, and the density of 89.3 people per square kilometre follows from it.

The density figure for Saint-Hippolyte, 89.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Hippolyte could not be verified, the page names the publisher instead of printing a number.

Saint-Hippolyte ranks 106 by 2021 Census population among the covered places in Quebec.

Saint-Hippolyte is one of 1150 covered Quebec places, counted at 10,669 residents with a land area of 119.5 square kilometres.

At 10,669 residents in the 2021 Census, Saint-Hippolyte is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.