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Borrowing in Saint-Gabriel-de-Valcartier, Quebec

Borrowing in Saint-Gabriel-de-Valcartier is licensed by Quebec, and the 2021 Census counted 3,223 people across 432.6 square kilometres.

Province Quebec (QC)
Population, 2021 Census 3,223
Land area 432.6 km²
Provincial regulator See the FCAC list

Saint-Gabriel-de-Valcartier, Quebec, recorded a population of 3,223 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint-Gabriel-de-Valcartier

In the 2021 Census, Saint-Gabriel-de-Valcartier had 3,223 residents. Its land area is 432.6 square kilometres.

Population divided by land area produces a density of 7.4 people per square kilometre.

The 2021 Census population places it at rank 259 in the province.

Saint-Gabriel-de-Valcartier sits at rank 259 among the 1150 Quebec places here, with 3,223 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A credit file is compiled by private agencies from information lenders and other creditors report. Debt management plans are administered by accredited credit counsellors, and they are not loans.

For Saint-Gabriel-de-Valcartier, the two census fields above are the only local statistics used anywhere on the page.

Saint-Gabriel-de-Valcartier sits at rank 259 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Gabriel-de-Valcartier appears in the census record with 3,223 residents, and the density of 7.4 people per square kilometre follows from it.

Where a figure for Saint-Gabriel-de-Valcartier could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Gabriel-de-Valcartier is 432.6 square kilometres, and the population is 3,223 residents in the 2021 Census.

Nothing on the Saint-Gabriel-de-Valcartier page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Saint-Gabriel-de-Valcartier page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Gabriel-de-Valcartier is one of 1150 covered Quebec places, counted at 3,223 residents with a land area of 432.6 square kilometres.

The density figure for Saint-Gabriel-de-Valcartier, 7.4 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Gabriel-de-Valcartier with another community can use the same four census fields.

Saint-Gabriel-de-Valcartier ranks 259 by 2021 Census population among the covered places in Quebec.

At 3,223 residents in the 2021 Census, Saint-Gabriel-de-Valcartier is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Gabriel-de-Valcartier

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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